YACHTS & PLEASURECRAFT

PRODUCT INFORMATION

  • All risks of physical loss of or damage to the Vessel and equipment.
  • Third Party Liability – Up to £5m
  • Personal Accident – (£10,000 per person, £60,000 per event)
  • Personal Effects (Optional Extension, excludes Dinghy Policy)
  • Liveaboard Contents (Optional Extension, Houseboat Policy only)
  • “Agreed Value” basis.

DOWNLOADS

RISKS CONSIDERED

  • UK based yachts and pleasurecraft only
  • Inland and coastal
  • Vessels up to £500k value – higher limits available on referral

DECLINED RISKS

  • Ferro-cement Construction
  • Thrill based RIB Rides
  • Trimarans
  • Static Houseboats
  • Commercial Waterskiing or Towing

SURVEY REQUIREMENTS

  • No survey requirements for professionally built vessels up to 25 years of age

OPTIONAL – MARINE LEGAL PROTECTION

  • COVERS:
  • Uninsured Loss Recovery
  • Personal Injury Pursuit
  • Contract Disputes
  • Prosecution Defence
  • Identity Fraud